What is Asset Based Lending?
Asset based loans are revolving lines of credit secured by a company’s assets.
WHO CAN BENEFIT FROM ASSET BASED LENDING?
Rosenthal’s working capital facilities benefit private and public companies that sell products or services on terms, across a wide range of industries, including but not limited to: manufacturing & transportation, food & beverage, consumer tech, beauty, fashion, accessories, footwear and black car services.
We are an alternative to a bank
Whether a business is facing restrictions on borrowing capacity or has simply hit a rough patch, Rosenthal supports companies that either cannot secure traditional bank debt or want to avoid regulations and other red tape.
We provide cash when you need it
Quick access to cash means the ability to pay bills faster, expand your business and take advantage of early payment discounts.
We offer unrivaled flexibility
Rosenthal is not restricted by traditional banking regulations, so we have the flexibility to evaluate the underlying value of collateral, look at the entire balance sheet and respond promptly to a company’s specific financing needs.
WHAT DOES ROSENTHAL OFFER?
Working Capital Loans
A senior-secured, revolving line of credit traditionally backed by your accounts receivables and inventory. Rosenthal can also provide specialty loans against non-traditional forms of collateral, such as intellectual property, royalty income streams and metal leasing (e.g., gold, silver, palladium and platinum).
Term Loans
Term loans can help you take advantage of new opportunities and finance related purchases. By leveraging your non-working capital assets, such as machinery and equipment, real estate or intellectual property, we can help you secure a short- to intermediate-duration loan.
Acquisition Finance
Finance strategic acquisitions by leveraging your assets as well as the target company’s, along with alternative forms of collateral. Rosenthal has experience working with private equity firms as well as individual companies to help execute on complex transactions.
E-commerce and Direct-to-Consumer Capital Solutions
In addition to providing financing solutions to companies selling a product or service on terms, Rosenthal provides a variety of capital solutions to those businesses that sell direct to consumer.